Welcome to Palmetto State Home Mortgage. We’re a Mortgage company, backed by a Marine Corps Veteran founder, Shawn Ezell, with years of experience in the mortgage business.
We specialize in VA, USDA, FHA and Conventional purchases/refinances.
We say YES when others say NO.
VA, FHA and USDA down to credit scores of 580.
We offer very low Closing Costs and Great Rates.
Closings in 30 days or less
We also lend on a wide variety of homes including manufactured/mobile homes
We work with a variety of Wholesale lenders to get your home loan that only work with Mortgage Brokers to provide you with a wide variety of home loan products that the traditional banks will not.
We will work with you to help you fix your credit if needed and we have no “trade line” requirements or lender “overlays”. Lenders are in the market for borrowers and they rely on us to help. The majority of the time we are paid by the lender; Therefore, you are charged nothing toward your closing costs or out of pocket fees.
As a mortgage broker, we have different rules than your traditional big depository banks. This limits us on what we can make on the transactions and this saves the home buyer a lot of money by using us.
In any case, we will save you a lot of time, a lot of money, and we will simplify the process for you of buying your new home.
Call us today at (864) 775-5432