Meet Our Team

Shawn Ezell – Owner/Loan Officer  Shawn entered the mortgage business in 2001 after leaving the United States Marine Corps.  Shawn was also an Eagle Scout with Troop 91 as part of the Blue Ridge council of Boy Scouts.  Shawn was a computer and networking technician in the Marine Corps (Aviation Tactical Information Specialist [6494]) and was promoted to E-5 Sergeant in less than 3 years of service.  He also graduated first out of his technical school and was awarded a Navy Achievement Medal which is the highest award given during peace time.  After leaving the Marine Corps in 2001, Shawn joined Residential Mortgage & Investment (a Wholesale Mortgage Bank in Newport Beach, California) as an Account Executive working with Mortgage Brokers to help close their loans. Shawn has since worked for several different mortgage banks, lenders, builders, and mortgage brokers in the Finance and Real Estate profession.
Available by cell phone some nights and weekends.
Cell: 864-270-2345.
NMLS #1134408

Alex Wharton-ParhamOperations Manager/Loan Officer With more than 30 years of lending experience to share with you, I enjoy working with a wide range of borrowers. One of the best parts of my job is assisting first time home-buyers and seeing their dreams of home ownership come true. Since mortgages are our only business, this enables me to offer customized loan solutions with built-in affordability. In addition to financing for existing properties, I have ten years of experience working with local builders and can assist you with new construction financing. It’s easy to describe my promise to my borrowers. As author Douglas Adams said: “To give real service you must add something which cannot be bought or measured with money, and that is sincerity and integrity.” In addition, my team and I will work together diligently to make sure your loan closes on time.
Cell: 864-525-1028
NMLS #232586 

Chad FrazierChad Frazier – Loan Processor Chad is a loan-processing professional with over three years of successful experience in serving the Upstate at Palmetto State Home Mortgage. Growing up in Ninety-Six, Chad is a South Carolina Native and a Veteran of the United States Navy. In his spare time, Chad loves rooting for his Raiders and spending time with his family. Chad’s passion for helping people purchase their dream home and his long-standing bond of 19 years with Shawn makes them the perfect duo for your Mortgage loan needs!

Derek Landers – Loan Officer Derek comes to PSHM from a Sales, Marketing, and Customer Service background. With a unique talent and passion for conversation, Derek enjoys talking with clients to get their whole story so we may custom fit the best options for a mortgage with their individual long-term goals in mind.  Whether you are a first-time homebuyer and just starting out or needing to refinance your current home to lower your interest rate, he is available to discuss plenty of options with you!  He is genuinely excited to help clients and see them through to closing.  In his spare time,​ you can find him with his nose in a book or cheering for his favorite team, the Tampa Bay Buccaneers.
Cell: 864-979-3062
NMLS#2007776

Ann Hayes – Office Manager/Processor Ann has worked in print and online advertising sales as both a sales team manager and as an account executive. In addition, Ann worked as Assistant to the Academic Dean at Anderson College and as office manager for the Saluda Baptist Association. Ann is a native South Carolinian and a graduate of Anderson College.  Ann’s experience in customer service will help to make your experience with Palmetto State Home Mortgage a pleasant one.

Orion Irby – Loan Officer (Pending Approval) Orion has excelled in various finance and insurance positions since graduating with a marketing degree from Clemson University in 2001. He specializes in networking and relationship building. He’s a detail oriented, over achiever who thrives on solving complicated problems by thinking outside the normal realms of possibilities. The mortgage industry is a great fit for Orion. There are so many variables and different types of obstacles when helping clients find the perfect path to their dream home! And he couldn’t be happier to be teamed up with Palmetto State Home Mortgage. The ability to help clients that get turned down by conventional lenders is so rewarding! The possibilities are endless and the future looks incredibly bright! Call Orion any time, day or night!
Cell: 864-356-7176
NMLS #1908013

Grayson Ballentine – Loan Processor Grayson L. Ballentine completed a Bachelor’s Degree of Science in Psychology at Clemson University in 2018. Since graduating he has been a consistent member of the Palmetto State Home Mortgage team in pursuit of his Mortgage Originator’s License. In the intermediary, Grayson began processing loan applications for Palmetto State Home Mortgage in the beginning of 2020 and with his professionalism, hard-working ethic, and dedication to his clients there is no doubt that his addition to the Palmetto State Home Mortgage team will be one of great importance to our borrowers, lenders, and staff.
NMLS #1870187

Christina Cochran – Loan Processor Christina S. Cochran is an executive administrative professional with fifteen years of relevant, diverse and versatile experience. Christina brings drive and dedication to Palmetto State Home Mortgage where she delivers exceptional service and value on a daily basis. She is client-focused, service-driven, goal-oriented, has exceptional work ethic. Christina is more than excited to join the Palmetto State Home Mortgage team as a Loan Processor. Whether you’re purchasing your first home or refinancing your forever home, Christina offers personalized service through each step of the process.  In her spare time, Christina enjoys reading, hiking, listening to music and spending time with family.

Teresa “Tere” SinclairLoan Processor/Owner of Sinclair Processing Tere owns her own company as a 3rd party processor and has over 20 years experience processing loans at several different companies and carries a vast knowledge of the business.  She will guide you through your process to make it as easy a process for you as possible.
NMLS #1056417