Meet Our Team

Shawn Ezell – Owner/Loan Officer  Shawn entered the mortgage business in 2001 after leaving the United States Marine Corps.  Shawn was also an Eagle Scout with Troop 91 as part of the Blue Ridge council of Boy Scouts.  Shawn was a computer and networking technician in the Marine Corps (Aviation Tactical Information Specialist [6494]) and was promoted to E-5 Sergeant in less than 3 years of service.  He also graduated first out of his technical school and was awarded a Navy Achievement Medal which is the highest award given during peace time.  After leaving the Marine Corps in 2001, Shawn joined Residential Mortgage & Investment (a Wholesale Mortgage Bank in Newport Beach, California) as an Account Executive working with Mortgage Brokers to help close their loans. Shawn has since worked for several different mortgage banks, lenders, builders, and mortgage brokers in the Finance and Real Estate profession.
Available by cell phone some nights and weekends.
Cell: 864-270-2345.
NMLS #1134408

Alex Wharton-ParhamOperations Manager/Loan Officer With more than 30 years of lending experience to share with you, I enjoy working with a wide range of borrowers. One of the best parts of my job is assisting first time home-buyers and seeing their dreams of home ownership come true. Since mortgages are our only business, this enables me to offer customized loan solutions with built-in affordability. In addition to financing for existing properties, I have ten years of experience working with local builders and can assist you with new construction financing. It’s easy to describe my promise to my borrowers. As author Douglas Adams said: “To give real service you must add something which cannot be bought or measured with money, and that is sincerity and integrity.” In addition, my team and I will work together diligently to make sure your loan closes on time.
Cell: 864-525-1028
NMLS #232586 

Chad FrazierChad Frazier – Loan Processor Chad is a loan-processing professional with over three years of successful experience in serving the Upstate at Palmetto State Home Mortgage. Growing up in Ninety-Six, Chad is a South Carolina Native and a Veteran of the United States Navy. In his spare time, Chad loves rooting for his Raiders and spending time with his family. Chad’s passion for helping people purchase their dream home and his long-standing bond of 16 years with Shawn makes them the perfect duo for your Mortgage loan needs!

Ann Hayes – Office Manager/Processor Ann has worked in print and online advertising sales as both a sales team manager and as an account executive. In addition, Ann worked as Assistant to the Academic Dean at Anderson College and as office manager for the Saluda Baptist Association. Ann is a native South Carolinian and a graduate of Anderson College.  Ann’s experience in customer service will help to make your experience with Palmetto State Home Mortgage a pleasant one.

Orion Irby – Loan Officer Orion has excelled in various finance and insurance positions since graduating with a marketing degree from Clemson University in 2001. He specializes in networking and relationship building. He’s a detail oriented, over achiever who thrives on solving complicated problems by thinking outside the normal realms of possibilities. The mortgage industry is a great fit for Orion. There are so many variables and different types of obstacles when helping clients find the perfect path to their dream home! And he couldn’t be happier to be teamed up with Palmetto State Home Mortgage. The ability to help clients that get turned down by conventional lenders is so rewarding! The possibilities are endless and the future looks incredibly bright! Call Orion any time, day or night!
Cell: 864-356-7176
NMLS #1908013

Cody Bennett – Loan Officer Cody comes to Palmetto State Home Mortgage with more than 13 years of experience working with Best Rate Referrals a leading performance marketing company specializing in online search and display, mobile performance marketing, lead generation and telephone transfers. Cody’s dynamic client-focused and consultative approach to performance marketing led to the continuous growth and expansion of Best Rate Referrals to help the company grow from a small start up to the multi-million dollar marketing firm it is today.
With Cody’s personal commitment to professional excellence, coupled with a strong desire to help others his goals as your home mortgage consultant are to answer all of your questions about mortgage financing, to simplify your home financing experience while providing you with a high level of service, and to build trusting relationships with you and your family.
Cell: 864-478-2500
NMLS #1892432

Teresa “Tere” SinclairLoan Processor Tere has over 20 years experience processing loans at several different companies and carries a vast knowledge of the business.  She will guide you through your process to make it as easy a process for you as possible.
NMLS #1056417